But, compared with people who don’t have children, people who do are in worse economic shape than they’ve ever been in. The Harvard law professor Elizabeth Warren and her daughter Amelia Warren Tyagi demonstrate, in their forthcoming book “The Two-Income Trap,” that having a child is now the best indicator of whether someone will end up in “financial collapse.” Married couples with children are twice as likely as childless couples to file for bankruptcy. They’re seventy-five per cent more likely to be late paying their bills. And they’re also far more likely to face foreclosure on their homes. Most of these people are not, by the usual standards, poor. They’re middle-class couples who are in deep financial trouble in large part because they have kids.

new yorker: the financial page. leave no parent behind

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